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Enter your salary and click calculate.
Disclaimer: Estimates only. Actual withholding varies by municipality, deductions, dependents, employer payroll rules, and insurance premium caps.
Example Net Salary in Japan (2026)
Below are rough net income examples for common annual gross salaries.
| Gross Salary (JPY) | Estimated Annual Take-Home | Estimated Monthly Take-Home |
|---|
These are rough guides. Your take-home varies by municipality, insurance caps, deductions (dependents, iDeCo), and employer payroll setup.
Income Tax Rates in Japan (2026)
Japan’s national income tax is progressive. The rate increases as taxable income increases. This calculator uses simplified bracket logic for estimation.
Common bracket structure (simplified)
- 5% on lower taxable income
- 10%, 20%, 23%… increasing by bracket
- High incomes reach higher marginal rates
Japan Resident Tax Explained
Resident tax (住民税) is typically around 10% of taxable income (municipal + prefectural), plus a small per-capita portion in many areas. It is often billed based on your previous year’s income.
Social Insurance Deductions in Japan
- Health insurance (健康保険)
- Pension (厚生年金 / 国民年金 depending on employment)
- Employment insurance (雇用保険)
Rates vary by insurer, prefecture, and salary bands (premium caps apply).
Japan Bonus Tax Calculator Guide
Bonuses can be withheld differently than monthly salary. This calculator treats bonus as part of annual income for a simple estimate, but real payroll treatment can differ.
FAQ
Why is my take-home pay lower in my second year in Japan?
A common reason is that resident tax (住民税) is billed based on the previous year’s income, so many people feel a drop starting in year two.
Is Japan income tax progressive?
Yes. National income tax uses progressive brackets.
Why is my bonus taxed differently?
Bonus withholding can differ depending on employer rules and withholding tables.
How accurate is this Japan salary calculator?
It’s an estimate. Actual take-home varies by municipality, deductions, payroll rules, and insurance caps.
Do I need to pay resident tax in my first year?
Often resident tax bills reflect the previous year’s income, so it can “arrive” later depending on timing.